Car FAQ
Q: What happens once I submit my bad credit auto loan application?
A: Once your bad credit auto application is submitted, it is instantly forward to one of our affiliated dealers in your area. Once received, your bad credit auto loan application is reviewed for approval. You will then be contacted about your bad credit auto loan application as soon as possible.
Q: Are there any fees associated with your bad credit auto loan application?
A: This is an absolutely free service.
Q: Is the Shotcredit.com program for new cars or used cars?
A: Both -- you can apply for either new or used cars with our program regardless of wether you have bad credit or not.
Q: What are the interest rates for bad credit auto loans?
A: Interest rates are based on several factors; credit worthiness, term of the loan, down payment, the current market, and/or type of vehicle. The special finance manager that will be helping you will do their best to give you the best rate available for your particular case.
Q: Can I get an auto loan even if I have bad credit?
A: Our lenders will work with you every step of the way to help you get approved for a bad credit auto loan! Our lenders specialize in helping you get the auto loan you deserve.
Q: Will it help if I have a co-signer on the loan?
A: If your co-signer has good credit status, this will definitely help your chances of getting an approval.
Q: Can I trade in my existing car for another car?
A: Yes, once you are pre-approved, you may trade your car for a new one.
Q: What types of automobiles can I apply for?
A: You may apply for any car, truck, van, or sport utility -- any and all types of vehicles that you desire.
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